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Testing

Before testing an integration in the production environment, which involves real financial institutions, or FIs, and the transfer of real money, Link Money allows testing in lower environments that have no real-world consequences. Integrations can be tested in the following progression:

  • Sandbox - Test FIs

    Test FIs

    Simulated money transfer

  • Sandbox - Real FIs

    Real FIs

    Simulated money transfer

  • Production

    Real FIs

    Real money transfer

Sandbox - Test Financial Institutions​

API_BASE_URL
https://api.link-sandbox.money

Client ID/Secret: Sandbox keys must be used

During the account linking process, select any of the following test financial institutions:

  • FinBank Profiles - A
  • FinBank Profiles - B
  • Finbank OAuth

Use any of the following credentials to log into the bank:

Test bank logins​

  • profile_522

    Select any of the provided accounts

    To test successful linking and payments up to $9000

  • profile_08

    Select any of the provided accounts

    To test successful linking and insufficient funds

NOTE: The passwords are all the same as their corresponding usernames. For example: username: profile_08 -> password: profile_08

Sandbox - Real Financial Institutions​

URLs are same as Sandbox - Test FIs environment. You can choose any real Financial Institution for testing. Please use real bank account credentials to log into the selected institution.

Production​

API_BASE_URL
https://api.link.money

Client ID/Secret: Production keys must be used

Production environment is the final phase which will be used for your deployed integration. It will use real financial institutions and involve real money transfers.